Client Portal

Logistics

Free consultation
Please email me to set up a free online consultation.
Services

I work with individual clients ages 13 and older.

Insurance

I participate in all out-of-network insurance plans.

If you’re not sure if you have out-of-network benefits, it is definitely worth looking into these benefits, as it is a game changer as far as opening up your options for therapists!

You can usually check via your insurance company’s portal to see if you have OON benefits, or call and ask them these questions:

      • Do I have out-of-network coverage for outpatient psychotherapy (CPT Code 90834 for in-person therapy; 90834-95 for telehealth)?
      • What is my deductible? Has any of it been met yet?
      • What is my coinsurance? (This will be the percentage that your insurance company will pay after you meet your deductible.)

    In case you are not familiar, out-of-network coverage is an added feature of some insurance plans, which commonly covers 50-80% of costs for services provided by clinicians who are not in-network with your insurance carrier, after you’ve paid a certain amount out-of-pocket (your out-of-network “deductible”). Costs can end up being comparable to in-network co-pays; however, it very much depends on your plan. 

    Being reimbursed for out-of-network care usually involves submitting a claim via on your insurance carrier’s website along with a billing statement (“superbill”) that I provide monthly, which reports services rendered, diagnosis, etc.  

    An alternative is to use an automated third-party service which charges a small fee for seamless electronic reimbursement. After you hit your deductible, there’s also an option to skip being reimbursed altogether and only pay up front the lower amount that you owe after reimbursement (for a fee).

    PPO insurance plans with Blue Cross Blue Shield/Anthem, Aetna, Cigna, and United Healthcare often include out-of-network coverage. Unfortunately, HMOs and most insurance plans purchased from the Health Insurance Marketplace do not offer out-of-network coverage.

    If all this jargon is overwhelming, feel free to reach out with any questions and I’m happy to walk you through it.
    SLIDING SCALE

    In a commitment to provide affordable counseling services, I offer a number of sliding scale appointments. The fee is based on what each client can afford and is determined by the client and myself.

    Please inquire for sliding scale availability.

    If you need a therapist in-network with your insurance company, please see the Resources page for recommendations.

    Payment

    I accept all major credit cards, as well as HSA/FSA debit cards.

    Good faith estimate

    You are entitled to a “Good Faith Estimate” explaining how much your medical and mental health care will cost.

    Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. 

    You can ask your health care provider, and any other provider you choose, for a formal Good Faith Estimate before you schedule a service.

    If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

    For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises